Aditya Malhotra
Founder and CEO
Skor
Bio

Aditya Malhotra is the Founder of Skor, a data based financial scoring platform transforming the residential rental market by enhancing transparency, trust, and accessibility between tenants and landlords. With over two decades of experience across Consulting, Finance, Insurance Underwriting, and Operations Strategy, Aditya has held leadership roles in global markets like the US, UK, Europe, India, and Singapore. He has been an entrepreneur and business consultant for over a decade, helping Spanish companies grow internationally, generating over US$1 billion in business. His prior roles include Country Head for Aldesa Construcciones SA and Busuu.com, where he drove strategic growth. Aditya's extensive experience in underwriting and insurance adds depth to his expertise, enabling him to create risk-mitigating solutions for the rental market in Spain and across EU. A graduate of BITS Pilani, Aditya also holds an MBA from IE Business School, Madrid, and further studies at the Tuck School of Business. His deep personal and professional network in Spain, combined with his firsthand experience as an international tenant, led him to create Skor as a tech-driven solution to improve the rental experience. An active contributor to ICEX and various business publications, Aditya is a leader bringing together his experience in finance and insurance in proptech.Daniel is the driving force behind Propertizer's business growth, specializing in cultivating strategic alliances. Notably, he successfully orchestrated transactions exceeding $500 million during his tenure at CBRE, and played a pivotal role in overseeing CTP Invest's merger and acquisition endeavors in Hungary.

Topic

Pitch Club Participant

Skor makes renting more affordable for renters and more secure for Landlords. Skor is a B2B2C focused on the >Eur10Bn Spanish and >Eur220Bn European residential rental market  to create greater transparency, operational efficiencies and reducing cash flow tensions for tenants using financial scoring, and AI technology offering . What attracts landlords to use us is the powerful technology based underwriting along with security. Skor allows Landlords to qualify Tenants based on verified profiles, banking data backed financial score and rental history. This is powered through our credit scoring solution that allows individuals to get a financial score between 0-1000 based on their real time banking data, complementing with government verified ID, tax returns and social security data to provide a complete overview on the individual to demonstrate financial behavior.

On the other hand, tenants  are offered reduced upfront deposit that solves a big block on cash flow. Tenants also start building credit and rental history which allows them greater mobility across homes and rental markets and track record.